5.04% APY · USDC reference rate · Live

Escrow
that earns.

Your sponsorship dollars don't sit idle on BrandX. They sit in audited USDC smart contracts earning a transparent reference rate — distributed however you decide. Brand, creator, platform.

How USDC yield works

On-chain rails. Off-chain simplicity.

Three layers between your dollar and the yield it earns. All audited, all transparent.

USDC reference rate

BrandX escrow holds USDC pegged 1:1 to USD. Yield comes from on-chain treasury rails (Coinbase, Aave, Compound) at audited blended rates.

Audited smart contracts

Every escrow contract is reviewed by independent third-party auditors. Code is open-source and tagged per release.

Daily accrual

Yield compounds daily and is reflected in your dashboard within 60 seconds of accrual. No invisible take rates.

Yield distribution

You decide who earns the yield.

Brand 0–100% · Creator 0–100% · Platform always 0% by default. Drag the sliders.

Brand
60%
Creator
35%
Platform
5%
Your distribution
Brand60%
+$1,849
Creator35%
+$1,079
Platform5%
+$154
Total yield
+$3,082
Yield calculator

Plug in a deal. See the yield.

Adjust escrow size, time horizon, and reference rate. Updates in real-time.

Escrow amount$250,000
Days in escrow90 days
Reference APY5.00%
Total yield earned
+$0
On $250,000 over 90 days at 5.00% APY · Daily compounding
Real example

$250K deal earned $3,125 over 90 days.

A national QSR brand and a multi-creator athlete collective ran a Q1 activation through BrandX. The deal funded escrow on day one, milestones released on days 30, 60, and 90 — and yield accrued continuously across the activation window.

$3,125 distributed per the deal's 60/35/5 split
Brand recouped $1,875 — funded next campaign brief
Creator collective took home $1,094 — pure upside
Escrow
$250K
Days
90
Rate
5.04%
Yield
$3,125
Compliance & reserves

Funds you can prove are there.

Segregated reserves, independent audits, and on-chain verification on every cent.

Segregated USDC reserves

Customer funds are never commingled with BrandX operating capital. 1:1 reserve attestations published quarterly.

Audited contracts

OpenZeppelin and Halborn-class auditors review every release. Reports linked from each contract address.

On-chain proofs

Every fund movement is provable on Base / Ethereum mainnet — independently verifiable without trusting BrandX.

FAQ

Yield, answered.

Everything finance, legal, and procurement keep asking us about.

● Yield updates

Track BrandX yield rates monthly.

Current escrow APY, new partner integrations, and quarterly proof-of-reserves summaries.

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Run the math on your portfolio.

Send us a sample of your active sponsorship spend — we'll model 12 months of yield, your way.